Category: Health

President Trump on Social Security and Medicare: What Can You Expect?

President Trump on Social Security and Medicare: What Can You Expect?

Trump and Medicare: Whether you’re already receiving Social Security payments or are California open enrollment planning to enroll in Medicare in the near future, you may be concerned about proposed changes to the funding and structure of these programs. Although President Trump has promised to preserve Social Security and Medicare benefits for seniors, his initial budget proposal included some significant cuts to the Social Security Disability and Medicaid programs.

However, despite Republican control of the House and Senate, President Trump has faced a tough uphill climb when it comes to getting certain campaign initiatives implemented, making it more difficult to predict whether any projected changes to these programs will succeed. Read on to learn more about President Trump’s proposed changes to Medicare and Social Security and how they could affect current and future beneficiaries.

Trump on Social Security and Medicare

california open enrollment
california open enrollment

During his 2016 presidential campaign, Trump promised to leave Social Security and Medicare untouched while delivering savings to both these federal programs. After winning the presidency, he continued to maintain his commitment to keeping insurance costs low for seniors without compromising medical coverage or Social Security benefits.

However, President Trump’s budget director Mick Mulvaney has indicated his intent to recommend changes to the Social Security program, including cutting eligibility for benefits for some earners who are currently at least 12 years away from the full retirement age of 67. Mulvaney has also recommended raising the Social Security retirement age as more and more Baby Boomers enter their sixties and begin claiming benefits. These changes, if implemented, could significantly change the landscape of Social Security.

Trump and Social Security Disability

In addition to the budget director’s proposed changes to Social Security retirement, President Trump has indicated his intent to make some major cuts to the Social Security Disability (SSDI) program. SSDI provides monthly benefits for those who are too disabled to hold down a full-time job. Although SSDI and Social Security retirement are funded through different sources of revenue, many assume that cuts to SSDI would help balance the budget if no (or few) changes are made to Social Security retirement.

President Trump and his administration have defended criticism of the proposed cuts to SSDI by pointing to the steep increase in SSDI claims over the past few years as evidence of fraud; indeed, in many rural counties, there are more adults receiving SSDI than there are working. Democrats counter that this increase in claims is the expected side effect of an aging population.

Because those who begin receiving SSDI before retirement age won’t be eligible to convert to Social Security retirement benefits until age 66 (as compared to early retirees who can begin claiming benefits at age 62), individuals who might otherwise be receiving retirement benefits are instead placed on the SSDI rolls. This may be part of the reason behind the near-doubling of the number of SSDI recipients between 1996 and 2015.

Regardless of the cause of the rapid increase in SSDI claims, cuts to this program could harm millions of Americans, including many of those who live in counties that overwhelmingly voted for Trump in 2016.

Trump and Medicaid

President Trump has proposed changes to the Medicaid program, which can pay for nursing care and other medical care for those who don’t have enough assets to afford a private nursing home or health insurance. Under the current system, the federal government provides Medicaid block grants to states; the amount each state receives depends on the number of its residents that have signed up for Medicaid.

President Trump has hinted at cutting these grants, putting states on the hook for most of their own Medicaid costs. The likely outcome of these federal cuts would be cuts at the state level; few states have the budget reserves to pay these expenses or the political capital to raise taxes.

Trump and Medicare 

The Trump Medicare proposal has been a source of relief for many nervous seniors—unlike his proposed cuts to the SSDI and Medicaid programs, Medicare will remained untouched under the current Trump budget plan.

The Trump budget proposal has drawn criticism, including some within the president’s own party, who cite the Congressional Budget Office’s data indicating that up to $9.5 billion could be saved each year by streamlining and simplifying Medicare rather than continuing to pay out benefits at the present level. Indeed, Medicare comes in third (after the military and Social Security) for total federal spending.

However, as President Trump’s budget proposal currently stands, the Medicare program should remain unchanged for the short term. This can provide seniors with the ability to do some pre-planning before the next open enrollment period to accurately estimate costs and coverage for the next calendar year.

Because the future of Medicare funding can be uncertain and changes to benefits may happen without much warning or time to plan, it can always pay to use an independent Medicare advisor to help you determine which supplements and coverage levels are right for you.

Source: https://insurelife.life/president-trump-on-social-security-and-medicare-what-can-you-expect/

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WHAT IS SPORTS MASSAGE?

WHAT IS SPORTS MASSAGE?

Sports massage was originally developed to help athletes prepare their bodies for optimal performance, recover after an event and/or function at high levels during training of golf fitness Scottsdale. This style of massage was ideal because it emphasizes prevention of injuries to muscle and tendons while promoting healing of general muscle injuries. As the fitness and massage industry has grown so has the demand for sports massage, it is no longer just for athletes but now it is beneficial for everyone who is active.

Sports massage is great for those suffering from injuries, chronic pain or those who have restricted range of motion. The differences between sports massage and a regular Swedish massage is that the therapist will generally concentrate on a specific problem area rather than performing a full body relaxation massage, if you want to fall asleep on a table do not get on a sports massage therapists table.

golf fitness Scottsdale
golf fitness Scottsdale

What Happens during the massage?

While sports massage still is considered a type of Swedish massage, it is different in that it is primarily being used to stimulate blood flow and aid in the breakdown of lymphatic fluid in the problem area or areas. Many Sports Therapists will use what is known as trigger point therapy during their sessions, this type of therapy is essential for breaking down adhesions often called knots in the muscle and is the therapist’s best tool for increasing range of motion.

There are 4 main types of Sports Massage

Pre Event: This is a short duration massage that uses quick strokes and is concentrating on parts of the body that will be most used during the event, and is usually best down between 15-50 minutes prior to the event start time, and can also include some light assisted stretching.

Post Event: This is a somewhat slower massage but still fast enough to stimulate blood flow and healing to the muscles again focusing on the major muscles that were used during the event. This massage is best given within 1 hour after the event, and can be performed as soon as 10 minutes after the event, stretching and cool down is encouraged before receiving post event massage work. Post event

massage helps return the tissue back to normal.

Restorative: This is performed during training and is often required due to muscle cramping or fatigue. This type of massage can help prevent injury while training and also allow the athlete to continue their training of golf fitness Scottsdale while staying at a high level.

Rehabilitative: This is the most common type of sports massage for the active population, it is aimed at alieving pain due to an injury or fatigue from over training of golf fitness Scottsdale and can also help with general muscle soreness that is associated with working out and is beneficial to all weekend warriors out there to keep their bodies healthy and performing at a high level, while reducing the risk of injury.

So when is the right time to get a Sports Massage?

A Sports Massage is a good choice if you have a specific problem, such as, a tender knee from running, lack of range through the shoulder, or back pain that mimics sciatica symptoms. Another good time is generally whenever you notice a change in your movement pattern, meaning that something just does not feel like it normally does whether it was from exercise or just sleeping on the wrong side of the bed. Sports massage can relieve you from muscle pulls, cramps and even help with reoccurring headache or sciatica pain.

Timing of a sports massage will always vary to some degree, depending on how much time a person has prior to an event or what they must do after an event, for those of us just getting worked on after a hard few days of personal trainer Scottsdale plan on the massage lasting between 30 and 45 minutes depending on which area is being worked. A therapist will be able to help alieve that common muscle soreness but for any type of chronic pain or injury multiple sessions would be required in order to help facilitate the healing process.

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